CALL US TODAY

Case Studies – Real Clients Helped through Consumer Credit Counseling

In 27 years, Consolidated Credit has provided free consumer credit counseling to over 10 million Americans. Our certified credit counselors help each person find the best debt relief solution for their unique financial situation and goals.

For people who need a little help to get out of debt, a debt management program is often the best solution. These are case studies from real clients who worked with us to pay off their debt. You can see the time and money they saved.

Case Study

Denise from Valencia, CA

“I consolidated my credit cards so fast and efficiently with this program. Consolidated Credit made it all so easy! ”

Where she started:
  • Total unsecured debt: $17,196.00
  • Estimated interest charges: $9,052.90
  • Time to payoff: 10 years, 4 months
  • Total monthly payments: $687.84
After DMP enrollment:
  • Average negotiated interest rate: 8.56%
  • Total interest charges: $2,557.55
  • Time to payoff: 3 years, 8 months
  • Total monthly payment: $451.00
Time Saved

6 years, 8 months

Monthly Savings

$236.84

Interest Saved

$6.495.35

Case Study

Christopher from New York , NY

“Consolidated Credit helped me get out of debt fast. Their customer service reps are very friendly and understanding. Their debt management program is the best. ”

Where he started:
  • Total unsecured debt: $26,505.00
  • Estimated interest charges: $15,396.98
  • Time to payoff: 13 years, 10 months
  • Total monthly payments: $1,060.20
After DMP enrollment:
  • Average negotiated interest rate: 7.50%
  • Total interest charges: $4,592.62
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $607.00
Time Saved

9 years, 6 months

Monthly Savings

$677.48

Interest Saved

$16,901.60

Case Study

Jason from Sterling, IL

“I’m so thankful I came across this help on the internet. It’s been a life saver! ”

Where he started:
  • Total unsecured debt: $17,162.00
  • Estimated interest charges: $9,791.37
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $686.48
After DMP enrollment:
  • Average negotiated interest rate: 2.25%
  • Total interest charges: $1,489.34
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $370.00
Time Saved

8 years, 3 months

Monthly Savings

$316.48

Interest Saved

$8,302.03

Case Study

Roxann from Wichita Falls, TX

“Consolidated Credit was the best thing I could have ever done. They were honest, caring and understanding with me. I have recommended them over and over to others. ”

Where she started:
  • Total unsecured debt: $28,957.00
  • Estimated interest charges: $16,445.78
  • Time to payoff: 15 years, 4 months
  • Total monthly payments: $1,176.32
After DMP enrollment:
  • Average negotiated interest rate: 10.35%
  • Total interest charges: $3,594.00
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $627.00
Time Saved

11 years, 1 month

Monthly Savings

$549.32

Interest Saved

$12,851.78

Case Study

Ken from Kent, WA

“You did a great job of helping me get through some major financial issues. ”

Where he started:
  • Total unsecured debt: $22,923.00
  • Estimated interest charges: $12,994.84
  • Time to payoff: 12 years, 2 months
  • Total monthly payments: $916.92
After DMP enrollment:
  • Average negotiated interest rate: 4.37%
  • Total interest charges: $1,741.97
  • Time to payoff: 4 years, 5 months
  • Total monthly payment: $455.00
Time Saved

7 years, 9 months

Monthly Savings

$461.92

Interest Saved

$11,252.87

Case Study

Patricia from Virginia Beach, VA

“It feels so good to have someone here to help me get my credit and my life back on track. ”

Where she started:
  • Total unsecured debt: $14,931.00
  • Estimated interest charges: $8,062.30
  • Time to payoff: 10 years, 6 months
  • Total monthly payments: $596.52
After DMP enrollment:
  • Average negotiated interest rate: 4.79%
  • Total interest charges: $1,990.03
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $309.00
Time Saved

5 years, 11 months

Monthly Savings

$287.52

Interest Saved

$6,072.27

Case Study

Susan from Saint Paul, MN

“This program has been such a great help. Thanks Consolidated! ”

Where she started:
  • Total unsecured debt: $18,090.00
  • Estimated interest charges: $9,867.62
  • Time to payoff: 11 years, 2 months
  • Total monthly payments: $732.00
After DMP enrollment:
  • Average negotiated interest rate: 5.05%
  • Total interest charges: $1,049.95
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $383.00
Time Saved

7 years

Monthly Savings

$349.20

Interest Saved

$8,817.67