Case Study – Clients We’ve Helped

Denise from Valencia, CA

I consolidated my credit cards so fast and efficiently with this program. Consolidated Credit made it all so easy!

Where she started:

  • Total unsecured debt: $17,196.00
  • Estimated interest charges: $9,052.90
  • Time to payoff: 10 years, 4 months
  • Total monthly payments: $687.84

After DMP enrollment:

  • Average negotiated interest rate: 8.56%
  • Total interest charges: $2,557.55
  • Time to payoff: 3 years, 8 months
  • Total monthly payment: $451.00
Time Saved:
6 years, 8 months
Monthly Savings:
236.84
Interest Saved:
6,495.35

Christopher from New York, NY

Consolidated Credit helped me get out of debt fast. Their customer service reps are very friendly and understanding. Their debt management program is the best.

Where he started:

  • Total unsecured debt: $26,505.00
  • Estimated interest charges: $15,396.98
  • Time to payoff: 13 years, 10 months
  • Total monthly payments: $1,060.20

After DMP enrollment:

  • Average negotiated interest rate: 7.50%
  • Total interest charges: $4,592.62
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $607.00
Time Saved:
9 years, 6 months
Monthly Savings:
$677.48
Interest Saved:
$16,901.60

Jason from Sterling, IL

I’m so thankful I came across this help on the internet. It’s been a life saver!

Where he started:

  • Total unsecured debt: $17,162.00
  • Estimated interest charges: $9,791.37
  • Time to payoff: 12 years, 6 months
  • Total monthly payments: $686.48

After DMP enrollment:

  • Average negotiated interest rate: 2.25%
  • Total interest charges: $1,489.34
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $370.00
Time Saved:
8 years, 3 months
Monthly Savings:
$316.48
Interest Saved:
$8,302.03

Roxann from Wichita Falls, TX

Consolidated Credit was the best thing I could have ever done. They were honest, caring and understanding with me. I have recommended them over and over to others.

Where she started:

  • Total unsecured debt: $28,957.00
  • Estimated interest charges: $16,445.78
  • Time to payoff: 15 years, 4 months
  • Total monthly payments: $1,176.32

After DMP enrollment:

  • Average negotiated interest rate: 10.35%
  • Total interest charges: $3,594.00
  • Time to payoff: 4 years 3 months
  • Total monthly payment: $627.00
Time Saved:
11 years, 1 month
Monthly Savings:
$549.32
Interest Saved:
$12,851.78

Ken from Kent, WA

You did a great job of helping me get through some major financial issues.

Where he started:

  • Total unsecured debt: $22,923.00
  • Estimated interest charges: $12,994.84
  • Time to payoff: 12 years, 2 months
  • Total monthly payments: $916.92

After DMP enrollment:

  • Average negotiated interest rate: 4.37%
  • Total interest charges: $1,741.97
  • Time to payoff: 4 years, 5 months
  • Total monthly payment: $455.00
Time Saved:
7 years, 9 months
Monthly Savings:
$461.92
Interest Saved:
$11,252.87

Patricia from Virginia Beach, VA

It feels so good to have someone here to help me get my credit and my life back on track.

Where she started:

  • Total unsecured debt: $14,931.00
  • Estimated interest charges: $8,062.30
  • Time to payoff: 10 years, 6 months
  • Total monthly payments: $596.52

After DMP enrollment:

  • Average negotiated interest rate: 4.79%
  • Total interest charges: $1,990.03
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $309.00
Time Saved:
5 years, 11 months
Monthly Savings:
$287.52
Interest Saved:
$6,072.27

Susan from Saint Paul, MN

This program has been such a great help. Thanks Consolidated!

Where she started:

  • Total unsecured debt: $18,090.00
  • Estimated interest charges: $9,867.62
  • Time to payoff: 11 years, 2 months
  • Total monthly payments: $732.00

After DMP enrollment:

  • Average negotiated interest rate: 5.05%
  • Total interest charges: $1,049.95
  • Time to payoff: 4 years, 2 months
  • Total monthly payment: $383.00
Time Saved:
7 years
Monthly Savings:
$349.20
Interest Saved:
$8,817.67
You Can Save!
With this amount of debt, you'd pay around
per month
(844) 278-2486

This estimate compares paying your credit card debt on your own vs. the potential benefit of using a Debt Management Plan through completion. IT'S NOT AN ACTUAL QUOTE. Estimate is based on 2.1% of your balance owed. Actual interest rates will vary by consumer and creditor ‐ yours could be higher or lower. Consolidated Credit might be able to reduce your interest rates and late fees allowing you to pay off your credit card debt quicker (since more payments are applied to your principal balances, saving you lots of money in the long run). To complete the program, you must make on-time payments each month. Late or missed payments may cause your program to be cancelled and in that event, this estimate would not apply to you.