Find Relief in 3 Easy Steps
Talk to a Counselor for Free
Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief.
Enroll as Soon as You’re Ready
Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.
Get Out of Debt Faster
The program is easy! You make one payment to us each month and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.
See How Much You Could Save
Just tell us how much you owe, in total, and we’ll estimate your new consolidated monthly payment.
With this amount of debt, you'd pay around
Explained in 60 seconds: Credit Counseling
- Learn about all your options
- Find the best solution for your unique financial situation
- Avoid settlement & bankruptcy to save your credit
Ronnie from Madison, TN
I can tell anyone that it can be done because I have done it with the help of Consolidated Credit. As I like to say the ‘proof is in the doing’ and that’s what we did.
Where he started:
- Total unsecured debt: $17,560.00
- Estimated interest charges: $10,156.47
- Time to payoff: 13 years, 5 months
- Total monthly payments: $702.40
After DMP enrollment:
- Average negotiated interest rate: 8.13%
- Total interest charges: $3,230.00
- Time to payoff: 4 years, 7 months
- Total monthly payment: $384.00