Here’s what our clients say…

Best Rating: 5 | Average Rating: 4.7 | Reviews: 8652


Find Relief in 3 Easy Steps


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Talk to a Counselor for Free

Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief.

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Enroll as Soon as You’re Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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Get Out of Debt Faster

The program is easy! You make one payment to us each month and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.




Ronnie from Madison, TN

I can tell anyone that it can be done because I have done it with the help of Consolidated Credit. As I like to say the ‘proof is in the doing’ and that’s what we did.

Where he started:

  • Total unsecured debt: $17,560.00
  • Estimated interest charges: $10,156.47
  • Time to payoff: 13 years, 5 months
  • Total monthly payments: $702.40

After DMP enrollment:

  • Average negotiated interest rate: 8.13%
  • Total interest charges: $3,230.00
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $384.00
Time Saved:
8 years, 10 months
Monthly Savings:
$318.40
Interest Saved:
$6,926.47