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Reduce Your Total Credit Card Payments by up to 30% to 50%.

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Get a clear picture of your spending vs. your income. Begin your online budget and financial analysis now by clicking the button above.

Our experts are here to help you understand your options and reach your goals. After you complete the easy-to-use online budget, one of our certified counselors will reach out to you and provide recommendations.

Everything shared is 100% confidential and secure.

I understand and agree that by choosing “Start your online budget now”, I am voluntarily providing certain personal financial information in order to educate myself as to my current financial position. I understand that this budget tool is educational in nature, and that none of the information received in the form of a budget constitutes financial advice, nor does it constitute a counseling session. I understand and agree that the budget depends on the information I input into the fields, and that Company does not represent or guarantee the accuracy of the budget. I understand that this tool may collect information and should I choose not to provide such information, I am not to proceed further. If I choose to abandon the tool midway through the process, I understand that the information will not be maintained and I would be required to start providing the information from the beginning. Company disclaims all warranties associated with the budget tool herein. I understand and agree that Company may use the contact information provided herein to contact me through various means of communications, including automated messages, and that I expressly consent to receive these messages.

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I HAVE FELT THE COMPANY…

I HAVE FELT THE COMPANY IS ADDRESSING MY NEEDS

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Consistent and thorough!

Consistent and thorough!

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I’m almost done paying…

I’m almost done paying off all my high interest credit cards! Long but truly…

A happy customer

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Quickness

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4 stars

It was easy to do my…

It was easy to do my only complaint is I wish I could see when the payments were…

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It was an easy process

It was an easy process. I talked to a representive right away and they were able to…

DIANE S.

5 stars

Consolidated Credit is…

customer service

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5 stars

Thank you this was an…

Thank you this was an easy process and kept me informed all the time be log in into…

MARIBEL V.

5 stars

Excellent service

All my dealings have been completed timely and Consolidated Credit had represented

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Helping me to get out of…

Helping me to get out of debt,with low payment. Thanks for your support 🙏🦋😊

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Great Customer Service!

So far everything is great. I had an issue but Consolidated Credit handle it in a…

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They are just helpful

They are just helpful, polite and seem to care about you

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Professional and…

Professional and courteous representatives.

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5 stars

CCS is a great Company!

CCS is a great Company! They are supportive, comforting and a big help in getting my…

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Reviews: 9043

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Find Relief in 3 Easy Steps

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Talk to a Counselor for Free

Review your debts, budget and credit with a certified credit counselor to see if you qualify for a debt management program and explore other options for relief.

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Enroll as Soon as You’re Ready

Take the time you need to decide. Once you are ready to enroll, we will call your creditors and work with them to lower your interest rates and stop late fees.

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Get Out of Debt Faster

The program is easy! You make one payment to us each month and we distribute the funds to your creditors on your behalf. You can be out of debt in as little as 36 months.



Explained in 60 seconds: Credit Counseling

  • Learn about all your options
  • Find the best solution for your unique financial situation
  • Avoid settlement & bankruptcy to save your credit

GET HELP NOW (844) 434-0351

Here’s how much we help clients save…

Case Study

Ronnie from Madison, TN

“I can tell anyone that it can be done because I have done it with the help of Consolidated Credit. As I like to say the ‘proof is in the doing’ and that’s what we did. ”

Where he started:
  • Total unsecured debt: $17,560.00
  • Estimated interest charges: $10,156.47
  • Time to payoff: 13 years, 5 months
  • Total monthly payments: $702.40
After DMP enrollment:
  • Average negotiated interest rate: 8.13%
  • Total interest charges: $3,230.00
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $384.00
Time Saved

8 years, 10 months

Monthly Savings

$318.40

Interest Saved

$6,926.47