How Consolidated Credit Helps People Get Debt-Free Faster

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Receive a Free Debt Analysis from a Certified Credit Counselor

A counselor will review your budget to find a monthly payment you can afford. Kelly’s total monthly payments were reduced by 51%!

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Reduce or Eliminate Interest Charges and Stop Penalties

Then we’ll work with your creditors to minimize interest and stop penalties, so you can save thousands as you get out of debt.

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Become Debt-Free in Just 36-60 Payments, on Average

A debt management program helps you get debt-free in 60 payments or less. Kelly was debt-free in about four and half years!

Kelly got out of debt faster even with lower payments…

Kelly from Worcester, MA

Consolidated Credit has turned my life around!!! With one last payment left, I will finally be debt free!!

Where she started:

  • Total unsecured debt: $21,094.00
  • Estimated interest charges: $11,897.64
  • Time to payoff: 12 years
  • Total monthly payments: $843.76

After DMP enrollment:

  • Average negotiated interest rate: 3.32%
  • Total interest charges: $1,347.91
  • Time to payoff: 4 years, 7 months
  • Total monthly payment: $408.00
Time Saved:
7 years, 5 months
Monthly Savings:
Interest Saved:

Here’s what our clients say…

How Consolidated Credit Helps People Get Debt-Free Faster

Consolidated Credit is one of the nation’s largest and oldest nonprofit credit counseling organizations. Our goal is to help people get out of debt as quickly as possible and save money while doing it. Our debt management program is proven to reduce clients’ payments by up to 50% and allows them to get debt-free in just 36-60 payments, on average. We work with creditors to reduce or eliminate interest charges and stop penalties, so clients save thousands as they get out of debt.